Terms of Service

By accessing or using Liquisa ("the Service"), you agree to be bound by these Terms of Service. If you disagree with any part of the terms, you may not access the Service.

Liquisa is a software-as-a-service platform that provides liquidity planning tools for freelancers, agencies, and small to medium-sized enterprises. The Service allows users to:

• Track and manage financial accounts
• Record and plan transactions
• Create and compare financial scenarios
• Generate liquidity forecasts
• Collaborate with team members

To use the Service, you must create an account. You are responsible for:

• Providing accurate and complete registration information
• Maintaining the security of your account credentials
• All activities that occur under your account
• Notifying us immediately of any unauthorized use

Some features of the Service require a paid subscription. By subscribing, you agree to:

• Pay all applicable fees according to your chosen plan
• Automatic renewal of your subscription unless cancelled
• Provide accurate billing information

Refunds are available within 14 days of initial subscription as required by EU consumer protection laws.

You retain all rights to the financial data and content you enter into the Service. By using the Service, you grant us a limited license to process this data solely for the purpose of providing the Service.

You are responsible for ensuring you have the right to enter any data into the Service and that such data does not violate any laws or third-party rights.

You agree not to:

• Use the Service for any illegal purpose
• Attempt to gain unauthorized access to our systems
• Interfere with or disrupt the Service
• Share your account credentials with others
• Resell or redistribute the Service without authorization

The Service is provided "as is" without warranties of any kind. We are not liable for any indirect, incidental, or consequential damages arising from your use of the Service.

The Service is a planning tool and should not be considered financial advice. We are not responsible for any financial decisions you make based on information provided by the Service.

You may terminate your account at any time. We may terminate or suspend your account for violation of these Terms or for any other reason with reasonable notice.

Upon termination, you may export your data. After 30 days, your data will be permanently deleted.

These Terms are governed by the laws of Germany. Any disputes shall be resolved in the competent courts of Germany.

If you have any questions about these Terms, please contact us at legal@liquisa.io.